A cheque account with a gold card. A free Standard Bank Mobile sim card. Reduced rates when you withdraw cash at any ATM or selected retailers. To transact immediately if you open the account on the app. To shop online with a virtual card on our app, even before you fetch your cheque card. Basic banking savings account with access to ATMs of other banks, free debit card, cheque book, phone banking features & more. Open the no frills savings account today! You can open a basic banking account at any Standard Chartered bank branch in India. This account is applicable for Indian citizens / residents only.